Other Individual & Family Banking Services
Credit Cards
Cherokee Bank offers two consumer credit products:
Prime Advantage Visa or MasterCard
and Platinum Advantage Visa.
PERSONAL CREDIT PRODUCTS
Prime Advantage Gold Visa or MasterCard
- Rate is variable
- No annual fee
- $22,500 Minimum annual income to qualify
- Debt to income ratio 40% or less
- Must have two credit references to show, open at least two years
- No more than three other active bankcard accounts
- Minimum credit extended $2500
- Late payment and over credit limit fee is $29
Platinum Advantage Visa
- Rate is variable
- Annual fee: $29
- $35,000 Minimum annual income to qualify
- Debt to income ratio must be 40% or less
- No more than three other active bankcard accounts
- Employment verified; must be on same or related occupation for past two years
- Minimum credit extended $5000
- Late payment and over credit limit fee is $25
- At least three credit references:
Two open at least two years, one must be three
One of the above must be a revolving account
Safe Deposit Box Annual Rates
- 10 x 10 box — $100
- 5 x 10 box — $75
- 3 x 10 box — $45
24 Hour Telephone Banking
- Attain account information by telephone at no charge
- Telephone Banking Line: (770) 479-6100
Get tips on managing money and keys to financial health.
Learn about credit and how to use it.
Read about budgeting and saving, and learn how to protect your financial identity.
See our Parents Guide for teaching your kids about money.
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