Other Individual & Family Banking Services


 
 

Other Individual & Family Banking Services



Credit Cards
Cherokee Bank offers two consumer credit products:
Prime Advantage Visa or MasterCard
and Platinum Advantage Visa.


PERSONAL CREDIT PRODUCTS

Prime Advantage Gold Visa or MasterCard

  1. Rate is variable
  2. No annual fee
  3. $22,500 Minimum annual income to qualify
  4. Debt to income ratio 40% or less
  5. Must have two credit references to show, open at least two years
  6. No more than three other active bankcard accounts
  7. Minimum credit extended $2500
  8. Late payment and over credit limit fee is $29

 

Platinum Advantage Visa

  1. Rate is variable
  2. Annual fee: $29
  3. $35,000 Minimum annual income to qualify
  4. Debt to income ratio must be 40% or less
  5. No more than three other active bankcard accounts
  6. Employment verified; must be on same or related occupation for past two years
  7. Minimum credit extended $5000
  8. Late payment and over credit limit fee is $25
  9. At least three credit references:
        Two open at least two years, one must be three
        One of the above must be a revolving account

 

Safe Deposit Box Annual Rates

  • 10 x 10 box — $100
  • 5 x 10 box — $75
  • 3 x 10 box — $45

24 Hour Telephone Banking

  • Attain account information by telephone at no charge
  • Telephone Banking Line: (770) 479-6100

 

Financial Education Center

Get tips on managing money and keys to financial health.
Learn about credit and how to use it.
Read about budgeting and saving, and learn how to protect your financial identity.
See our Parents Guide for teaching your kids about money.