Current Rates
Deposit Type |
Interest Rate |
Annual
Percentage
Yield (APY) |
Compounding
Frequency |
Mimimum
Opening
Deposit |
|
Transaction Accounts |
*Interest Checking |
.20% |
.20% |
Monthly |
$50 |
*Business Interest Checking |
.20% |
.20% |
Monthly |
$50 |
*Millennium Account |
|
|
|
|
Balances less than $50,000 |
.40% |
.40% |
Monthly |
$100 |
Balances $50,000 or more |
1.00% |
1.00% |
Monthly |
$100 |
*Public Funds Interest Checking |
90 Day |
Treasury Bill |
Adjusted Monthly |
|
|
Savings Accounts |
*Personal Savings Account |
.25% |
.25% |
Monthly |
$100
(waived for minors) |
*Business Savings Account |
.25% |
.25% |
Monthly |
$100 |
*Public Funds Savings Account |
90 Day Treasury Bill |
Adjusted Monthly |
|
Health Savings Account |
2.75% |
2.78% |
Monthly |
$100 |
Personal Rewards
(Relationship Required) |
*2.50% |
2.53% |
Monthly |
$10,000 |
Business Rewards
(Relationship Required) |
*2.50% |
2.53% |
Monthly |
$10,000 |
*Personal or IRA Money
Market Account |
Balances of less than $100,000 |
.50% |
.50% |
Monthly |
$100 |
Balances of $100,000 or more |
1.25% |
1.26% |
Monthly |
$100 |
*Business Money Market
Account |
Balances of less than $100,000 |
.50% |
.50% |
Monthly |
$100 |
Balances of $100,000 or more |
1.25% |
1.26% |
Monthly |
$100 |
*Public Funds Money Market
Account |
90 Day Treasury Bill |
Adjusted Monthly |
|
|
Certificates of Deposit and Individual
Retirement Accounts |
3 months |
3.75% |
3.82% |
Daily |
$1,000 |
5 months |
3.75% |
3.82% |
Daily |
$1,000 |
6 months |
3.75% |
3.82% |
Daily |
$1,000 |
11 months |
4.25% |
4.34% |
Daily |
$1,000 |
12 months |
4.25% |
4.34% |
Daily |
$1,000 |
15 months
|
4.25% |
4.34% |
Daily |
$1,000 |
24 months |
4.25% |
4.34% |
Daily |
$1,000 |
25 months |
4.25% |
4.34% |
Daily |
$1,000 |
36 months |
4.25% |
4.34% |
Daily |
$1,000 |
48 months |
4.25% |
4.34% |
Daily |
$1,000 |
60 months |
4.25% |
4.34% |
Daily |
$1,000 |
|
|
Deposits insured up to $100,000 by the FDIC.
There may be a penalty for the early withdrawal of certificate of deposits..
*For variable-rate accounts, rate may change after the account is opened.
Fees could reduce the earnings on the account. Rates are subject to change without
notice.
*Wallstreet Prime minus 3.00%
Interest Rates and Annual Percentage Yields are current as of July 10, 2008 |
|
